Do You Actually Own It?
The Fideicomiso, Explained
Wednesday, August 19, 2026 · 2:00 PM Pacific · Live on Zoom
If you have looked at buying real estate in Mexico, someone has probably told you that a Mexican bank ends up holding the title to your home. It is the single most common reason U.S. buyers hesitate, and it is also the part of the transaction that gets explained the worst. This month we are bringing in the other side of the table. Italia Rolland leads trust business development at Banca Mifel, one of the fiduciary partners approved by MoXi®, and she specializes in restricted zone real estate. She will explain what a fideicomiso actually is and what rights you hold under one. Guillermo Caldelas, Head of Retail Sales, and Melissa Olguin, Director of Finance, will cover why MoXi holds every financed property in a trust whether or not the law requires it, what the trust costs to carry each year, and what happens to it once your loan is paid off. Submit your questions when you register and we will cover as many as we can, with live Q&A at the close if time allows.
What We Will Cover
- What a fideicomiso is, who holds title, and what rights you hold as the beneficiary
- Where Mexico's restricted zone falls, and how to tell whether a property sits inside it
- Why MoXi holds every financed property in a trust, in the zone or not, and what that protects
- The permit and document process, what the trust costs each year, and what happens at payoff
Presenting
Guillermo Caldelas
Head of Retail Sales, MoXi
Italia Rolland
Trust Business Development Manager, Banca Mifel
Melissa Olguin
Director of Finance, MoXi
Reserve Your Spot
